33 Results
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Starting SoonCafeCredit.com (flickr) (CC BY 2.0)5 Biggest Expenses in Retirement & How to Reduce Them - NEW!MoneyRetirement should be about freedom—not financial stress. In this class, we’ll break down the 5 biggest expenses most retirees face and share practical strategies to help reduce or better manage them. From housing and healthcare to transportation and unexpected costs, you’ll walk away with simple, actionable ideas to help protect your income and make your money last.Adult Enrichment 2026-27 -
Starting Soon6 Steps to Legacy Planning for the GenerationsMoneyEstate planning doesn’t have to feel intimidating or impersonal. In this practical class, you’ll learn how generational planning helps individuals share more than money your wishes, stories, and values—so the next generation has clarity and direction. You’ll see what happens when a legacy isn’t planned, how to plan for sudden incapacity, and how to successfully transfer both tangible and intangible wealth. You’ll leave with a simple six-step process and a clear next step you can take immediately. You don’t need to be wealthy to benefit; you need to be clear. Whether you’re 45 or 75, this framework helps you align paperwork, people, and purpose.Adult Enrichment 2026-27 -
9 Secrets to Creating an Effective Estate Plan (Online)MoneyThis class covers common pitfalls, misconceptions and just plain bad information out in today’s marketplace. We will discuss and provide detailed information on the tools and strategies to ensure: (i) a peaceful transition between generations, (ii) a clear understanding of tax implications of your choices, and (iii) the best methods to protect your hard-earned assets. Attending this class will help you gain valuable insights and experience to make informed decisions for you and your family’s future. All questions are welcome in this open-room presentation.Adult Enrichment 2026-27 -
Buying New ConstructionMoneyThinking about moving and considering new construction a housing option because you want an open floor plan and larger closets? Explore what is available, where to find it, and what to expect in new construction including timelines, hidden costs, risks, and the coordination of selling your existing home or giving appropriate notice on your lease. You will find that there are differences when selecting a smaller builder versus a national builder.Adult Enrichment 2026-27
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Downsizing in the Current Housing MarketMoneyHave you been thinking that now might be the time to downsize but aren’t sure where to start, how to do it, or what your options are? Bonus: all attendees receive the Downsizing Made Easy guide PDF—a $24.95 value. Access to preferred service providers and discount coupons are provided, as well as a no-cost home evaluation with suggested improvements to make it more salable.Adult Enrichment 2026-27
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Downsizing in the Current Housing MarketMoneyHave you been thinking that now might be the time to downsize but aren’t sure where to start, how to do it, or what your options are? Bonus-all attendees receive the Downsizing Made Easy guide PDF-A $24.95 value. Access to preferred service providers and discount coupons provided to all attendees as well as a no cost home evaluation for those who want to know the value of their home and recommended suggestions to make it more salable.Adult Enrichment 2026-27
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First Time Home BuyersMoneyWe will review the process of buying a home from A-Z and discuss unique funding that is only available to YOU - a first-time buyer. With one program, it is possible to buy a home for as little as $1000 of your own funds. You are generally a first-time buyer if you have not owned a home in the past 3 years.Adult Enrichment 2026-27 -
First Time Home BuyersMoneyWe will review the process of buying a home from A-Z and discuss unique funding that is only available to YOU - a first-time buyer. With one program, it is possible to buy a home for as little as $1000 of your own funds. You are generally a first-time buyer if you have not owned a home in the past 3 years.Adult Enrichment 2026-27 -
Four Successful Strategies to Protect the House, Farm, Cabin & More - Before and After Your Death (Online)MoneyThe concern: a family has a cabin, homestead, farm, or second home—how do we protect it? The problem: nursing home and Medicaid, estate taxes, family divorces, creditor issues, taxes and operating expenses, unequal resources of owners, in-laws, and use and enjoyment equality. The answer: real-life solutions and four paths to resolution that protect the family legacy asset without driving the family apart.Adult Enrichment 2026-27
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How To Pay For the Nursing Home: An Attorney’s Perspective (Online)MoneyHow To Pay For the Nursing Home: An Attorney’s Perspective (Online) The biggest fear for most baby boomers is how to pay for the nursing home and still leave an inheritance for the next generation. We will walk through the following questions and more including: How will I meet my nursing home goals? Is Long Term Care Insurance for me? What about home healthcare? Should I gift my money away? Would I qualify for Medicaid? What about my current Trust, does it protect my assets and avoid the nursing home? What is the 60-month claw back? What if my spouse goes into the nursing home and exhausts our money? Get the answers to these and other questions and learn how to create an effective plan to deal with these uncertainties. Instructor: Steve Ledin Law, PLLCAdult Enrichment 2026-27
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How to Win with Investment PropertiesMoneyEver considered becoming a landlord or investing in real estate but needed more information? Learn about opportunities in today's Twin Cities marketplace, how to analyze a property, tax considerations, and what to put in a lease. We will review all aspects of becoming a landlord from buying, selling, and renting.Adult Enrichment 2026-27 -
How to Win with Investment PropertiesMoneyEver considered becoming a landlord or investing in real estate but needed more information? Learn about opportunities in today's Twin Cities marketplace, how to analyze a property, tax considerations, and what to put in a lease. We will review all aspects of becoming a landlord from buying, selling, and renting.Adult Enrichment 2026-27 -
Intro to Senior HousingMoneyAging often involves transitioning to different housing. The process involves coordinating financial and physical health considerations and frequently downsizing a home. We review these aspects so you can plan. Housing discussed: buying & renting, subsidized and elderly waivers, market-rate apartments, 55+, CCRC, independent/assisted living age in place, memory care, cooperatives, condo/townhouses. Explore alternatives to single-family living. Come with your questions to decide next steps.Adult Enrichment 2026-27
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Intro to Senior HousingMoneyAging often involves transitioning to different housing. The process involves coordinating financial and physical health considerations and frequently downsizing a home. We review these aspects so you can plan. Housing discussed: buying & renting, subsidized and elderly waivers, market-rate apartments, 55+, CCRC, independent/assisted living age in place, memory care, cooperatives, condo/townhouses. Explore alternatives to single-family living. Come with your questions to decide next steps.Adult Enrichment 2026-27
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Very United (flickr) (CC BY 2.0)
Let's Probate an Actual Minnesota Estate (Online)MoneyWe will walk through an actual Minnesota Probate Estate from filing the application for Probate to the final accounts and everything in between. Participants will learn the entire process with current forms, court and filing requirements, accounting steps, and procedures for sale and distribution of estate assets. We will discuss roles, responsibilities, and liabilities of an Executor/Personal Representative. Class includes real-life examples and encourages questions.Adult Enrichment 2026-27 -
Maximize Your Social Security BenefitsMoneyAre you nearing retirement age? Learn how to get the most out of your Social Security benefits. Topics include: How marriage impacts Social Security Deciding when to claim Coordinating with other income sources Taxes and Social Security Working while receiving benefits Techniques higher-earning couples can utilize This class is essential for anyone wanting to ensure they receive their full share of the Social Security benefits they've earned.Adult Enrichment 2026-27 -
Moving Mom & DadMoneyStarting SoonMany face the tough decision of finding housing options for their parents. We give an overview of the housing market. We also provide a guide called Moving Mom & Dad. It covers the five common mistakes children of aging parents make and how to avoid them. Topics include conversation starters, remodeling, and senior living options, plus service providers, coupons, and a no-cost home evaluation.Adult Enrichment 2026-27
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Questions and Answers with a MN Will and Trust Planning Attorney (Online)MoneyThis is a friendly open-forum seminar. Questions like: Should I avoid Probate? Is a Will good enough? Do I need a Trust? How does my plan deal with the nursing home? How do we gift the assets of husband and wife? What tools protect me best? How do I decide who should serve in my estate plan? What is the death tax? How do I avoid leaving a mess for my children? All questions will be answered!Adult Enrichment 2026-27 -
Starting SoonRetirement Income Taxes: Are You Playing Checkers or Chess?MoneyMost retirees handle taxes one year at a time, like checkers. Real retirement success comes from planning ahead, more like chess.Join us and learn how to:• Avoid common retirement tax mistakes that quietly cost retirees thousands• Use strategies to reduce lifetime taxes, not just this year• Understand how Social Security taxes and Medicare surcharges really work• Identify when Roth conversions may make sense and when they don’tParticipants will receive a take-home workbook so they can apply the strategies at their own pace.Adult Enrichment 2026-27 -
Should I Stay or Should I Go?MoneyWe will be discussing lifestyle options for senior living. Should I stay and age in place - making home modifications to reduce safety risk OR should I go - moving to a home option that may be handicapped accessible, single level living? We will take an assessment and give up the tools to make educated decisions.Adult Enrichment 2026-27 -
So You’re Thinking About Leaving Minnesota: An Attorneys Perspective (Online)MoneySo You’re Thinking About Leaving Minnesota: An Attorneys Perspective Is it Taxes, the Political Landscape, the Weather, the location of Family assets, Debt or Income concerns in Retirement, Cost of Living, Health Concerns or . . . our friends are already there! Did you know many States do not tax Social Security, Pensions or other Qualified Retirement Income sources? Which are the worst states for Estate Taxes? How do we establish Domicile? How about the quality of medical resources and retirement facilities? Questions are encouraged. Instructor: Steve Ledin Law, PLLCAdult Enrichment 2025-2026
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Taxes in RetirementMoneyIn retirement, your tax rate may vary widely over the years based on the timing and order… Learn about the following: The critical tax question you must answer BEFORE retirement What the Social Security “tax trap” is and how you can avoid it Why tapping assets in the wrong order can trigger higher Medicare premiums The four stages of retirement and important tax actions in each stage Mistakes to avoid when it comes to your investment portfolio, health care, and estateAdult Enrichment 2026-27 -
The 10 Important People You Need for Your Estate Plan to WorkMoneyThere are ten people we should be prepared to count on as we age and move into the last stages of our lives. Learn the roles and responsibilities of these people, how long they serve, how much guidance we can give them, and who makes ideal or bad selections for these roles. Jobs include Attorney-In-Fact, Health Care Agent, Estate Executor, Trustee, Guardian, and more. Questions encouraged.Adult Enrichment 2026-27
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The 10 Important People You Need for Your Estate Plan to Work (Online)MoneyThere are ten people we should be prepared to count on as we age and move into the last stages of our lives. Learn the roles and responsibilities of these people, how long they serve, how much guidance we can give them, and who makes ideal or bad selections for these roles. Jobs include Attorney-In-Fact, Health Care Agent, Estate Executor, Trustee, Guardian, and more. Questions encouraged.Adult Enrichment 2026-27