Estate planning doesn’t have to feel intimidating or impersonal. In this practical class, you’ll learn how generational planning helps individuals share more than money your wishes, stories, and values—so the next generation has clarity and direction. You’ll see what happens when a legacy isn’t planned, how to plan for sudden incapacity, and how to successfully transfer both tangible and intangible wealth. You’ll leave with a simple six-step process and a clear next step you can take immediately. You don’t need to be wealthy to benefit; you need to be clear. Whether you’re 45 or 75, this framework helps you align paperwork, people, and purpose.

Join us to explore the Ins and Outs of Medicare! Participants are encouraged to engage with the presenters/licensed health agents. We will discuss its history, the differences between Medicare vs Medicaid, eligibility, the different parts, how doctors and hospitals work with Medicare, what a Medicare supplement and part D plan are, how it works if you retire early and many rules associated with choosing a Medicare plan that’s right for you!

In retirement, your tax rate may vary widely over the years based on the timing and order… Learn about the following:  The critical tax question you must answer BEFORE retirement  What the Social Security “tax trap” is and how you can avoid it  Why tapping assets in the wrong order can trigger higher Medicare premiums  The four stages of retirement and important tax actions in each stage  Mistakes to avoid when it comes to your investment portfolio, health care, and estate

Are you nearing retirement age? Learn how to get the most out of your Social Security benefits. Topics include: How marriage impacts Social Security Deciding when to claim Coordinating with other income sources Taxes and Social Security Working while receiving benefits Techniques higher-earning couples can utilize This class is essential for anyone wanting to ensure they receive their full share of the Social Security benefits they've earned.